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Mortgage Calculator

Estimate your monthly mortgage payment with taxes, insurance, PMI, and HOA fees included.

Home Price

$350,000
20% ($70,000)

Loan Details

6.500%

Additional Costs

1.2% ($4,200/yr)

National average is about 1.1%

$125/month

Affordability Check

Used to calculate your debt-to-income ratio

Estimated Monthly Payment

$2,244.79

$280,000 loan at 6.5% for 30 years

Monthly Breakdown

Principal & Interest$1,770
Property Tax$350
Home Insurance$125

Loan Summary

Loan Amount$280,000
Down Payment$70,000 (20%)
Total Interest Paid$357,125
Total Cost$808,125
Payoff DateMarch 2056

Compare Loan Terms

15-year fixed

$159,038 interest

$2,439/mo

20-year fixed

$221,025 interest

$2,088/mo

30-year fixed

$357,125 interest

$1,770/mo

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